You may think of a stolen password as the main way someone gets into your account.
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someone → think → account
But online criminals have learned that they do not always need to steal the password itself.
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they → learn → password
They may hijack an active login session, convince you to approve a sign-in, take control of your phone number or use malware to collect information from your device.
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They → hijack → device
However, they are only one part of the security system protecting your identity.
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they → protect → identity
Here are six ways criminals may try to get around traditional password protection and the practical steps you can take to protect yourself.
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you → try → yourself
Join our CyberGuy LIVE class: 5 Ways to Travel Smarter and Save Money
In this free live online class, Kurt "CyberGuy" Knutsson will share five practical ways to protect your trip and your wallet this holiday travel season.
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Knutsson → join → trip
You’ll learn how to secure your phone and personal information, find better travel deals, avoid common scams, save money on bookings and use technology to make your travels easier and less stressful.
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travels → learn → technology
No technical experience is needed.
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experience → need → ?
When you sign in to a website, the service often creates a session that tells it you have already proved who you are.
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you → sign → it
Your browser or app may keep that session active so you do not have to enter your password every few minutes.
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you → keep → password
Criminals can sometimes steal the digital tokens or cookies associated with these sessions.
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Criminals → steal → sessions
If the service accepts the stolen information, an attacker may gain access without entering your password or completing another verification step.
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attacker → accept → step
Sign out of anything you don't recognize and check for suspicious login activity.
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you → sign → activity
We've previously explained how to check for unfamiliar devices and remove them from your Apple, Google and Microsoft accounts.
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We → explain → accounts
If you suspect unauthorized access, change your password using a trusted device and revoke other sessions when the service allows it.
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service → suspect → it
Remember that removing a device from an account list does not always terminate an active login session.
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removing → remember → session
Your phone number is often connected to email, banking, payment and social media accounts.
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number → connect → email
Criminals may try to convince a mobile carrier to transfer your number to a SIM card or eSIM they control.
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they → try → card
If the transfer succeeds, they may receive calls and text messages intended for you, including certain account verification codes.
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they → succeed → codes
A sudden loss of cellular service can be an early warning sign, especially when there is no known local outage.
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loss → be → service
Other signs include an unexpected carrier notification about a device change or a password-reset message you did not request.
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you → include → change
These protections vary by carrier.
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protections → vary → carrier
Unlike text verification codes, authenticator app codes generally do not depend on your phone number.
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codes → depend → number
If text messages are your only available second authentication method, keep them enabled.
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them → keep → ?
They still provide more protection than relying on a password alone.
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They → provide → password
Multifactor authentication, or MFA, adds another layer of protection to your accounts.
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authentication → add → accounts
However, criminals sometimes target the person receiving the security request.
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criminals → target → request
One tactic is MFA fatigue, also called push bombing.
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tactic → call → ?
An attacker who can trigger authentication requests repeatedly sends approval notifications, hoping you eventually tap "Approve" to make them stop.
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them → trigger → notifications
Criminals may also impersonate technical support or a financial institution and ask you to read aloud a one-time security code.
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Criminals → impersonate → code
How to protect yourself: Never approve a login you did not initiate or share a verification code with someone who unexpectedly contacts you.
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who → protect → you
If repeated prompts appear, deny them and check the account through its official website or app.
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prompts → repeat → website
Change your password if you suspect it has been compromised.
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it → change → password
App-based approvals that require number matching can also offer additional protection against accidental approvals.
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that → base → approvals
4. Malware and risky browser extensions
An infostealer is malicious software designed to collect information from a device.
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infostealer → design → device
Depending on its capabilities, it may steal browser-stored passwords, session cookies, payment information or other sensitive data.
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it → depend → passwords
These programs can arrive through fake software updates, pirated applications, suspicious email attachments, malicious advertisements or compromised browser extensions.
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programs → arrive → updates
Some malware operates quietly, which means you may not immediately notice anything unusual.
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you → operate → anything
How to protect yourself: Keep your operating system, browser and security software updated.
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system → protect → yourself
If you suspect malware has compromised a device, use a separate, trusted device to secure important accounts.
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malware → suspect → accounts
…and 60 more, not listed.