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“First-time buyers account for majority of mortgage sales but stretching deposits First-time buyers were relying on lower deposits last year that stretched their borrowing to the highest levels since before the financial crisis, according to the Office for…”

“First-time buyers account for majority of mortgage sales but stretching deposits First-time buyers were relying on lower deposits last year that stretched their borrowing to the highest levels since before the financial crisis, according to the Office for…”

“The report also said that first-time buyers accounted for more than half (52.8%) of mortgage sales in 2025, compared with around a third (33.8%) in 2006, “reflecting a substantial shift in the composition of the mortgage market”.”

“- Published The average interest rate on a new five-year fixed mortgage deal has hit 6% for the first time in three years, figures show.”

“"As we've seen with the first three hikes this year, the banks will likely announce a 0.25 per cent increase in their mortgage rates on the same day,"”

“There was evidence that a lot of recent home buyers were struggling with their mortgage repayments the last time the cash rate was 4.35 per cent.”