My wife and I occasionally drive from our home in Suffolk to London.
asserted
wife → drive → London
To sort out paying the congestion and ultra-low emission zone (ULEZ) charges, we registered our car with Transport for London and set up the 'autopay' feature, which recognises when your car enters these zones and debits the money from your bank account.
asserted
car → sort → account
A ULEZ charge recently popped up on my bank statement, which I thought odd as I hadn't visited the capital for a long time.
asserted
I → pop → time
I checked the online account.
asserted
I → check → account
I realised I had been charged the £12.50 ULEZ charge five times in the past year - on days that I hadn't even been in London.
asserted
I → realise → London
On further investigation, I found images of the car in question entering the ULEZ zone.
asserted
car → find → zone
It turned out TfL's cameras had misread a letter G for a C in the number plate and the car pictured was not mine at all.
asserted
car → turn → plate
I appealed the charges but only two were refunded.
asserted
two → appeal → charges
What can I do?
asserted
I → do → What
M.S., Suffolk
Caught on camera: But our reader wasn't in London on the days he received the penalties
asserted
he → catch → penalties
Helen Crane, This is Money's consumer champion replies: Technology like this is supposed to make life easier, saving drivers the hassle of remembering to log in to the TfL website and pay the charge every time they visit the capital.
asserted
they → reply → capital
It works via a system of cameras, which clock registration points at different areas around the ULEZ zone and report this back to TfL, which issues the daily charge.
asserted
which → work → charge
The penalty for forgetting to pay is steep, at £90 if you pay within 14 days or £180 within 28.
asserted
you → forget → 28
However, your case shows that just like us humans, automated systems can also make mistakes.
asserted
systems → show → mistakes
This car and yours were the same colour and from the same marque, but that was where the similarity ended.
asserted
similarity → end → marque
The problem was that the registration plates had just one letter that was different.
asserted
that → have → letter
The other driver must have thought they were on a run of good luck, to evade the cameras not once but five times.
asserted
they → think → cameras
But you were charged £12.50 on each occasion, failing to notice the relatively small amount coming out of your bank account.
asserted
you → charge → account
Some would argue that drivers should check their TfL accounts regularly to ensure no irregularities.
asserted
drivers → argue → irregularities
Indeed, when you raised this with TfL, it responded that 'Under the Auto Pay terms and conditions, account holders are responsible for monitoring their account activity, reviewing journeys and charges applied, and notifying us if a journey has been recorded incorrectly.
asserted
journey → raise → us
'
But given you hadn't driven in London during the period in question, I don't think you could be reasonably expected to do so.
uncertain
you → give → question
'So, if you don’t pick up their mistake early enough, they are saying that you have no recourse?' you said.
asserted
you → pick → recourse
'I feel that this is unreasonable.'
Once you did notice, you disputed the charges through the official process.
asserted
you → feel → process
However, as TfL has a 90-day limit for doing so, you were only able to get your money back for the final two.
asserted
you → have → two
The others had happened too far in the past.
asserted
others → happen → past
You looked into whether you could attempt a chargeback through your credit card provider, but this wasn't possible as the ULEZ charge is paid as a direct debit.
uncertain
charge → look → debit
You also sought to appeal to the Local Government & Social Care Ombudsman, the final stage for complaints from the public about local authorities.
asserted
You → seek → authorities
However, you were unable to do so, as you were not able to obtain a final deadlock letter from TfL.
Having hit a wall, you got in touch with me.
asserted
you → do → me
When I contacted TfL, it said its 90-day limit was in place to make sure it does not keep hold of vehicle data for longer than necessary under data protection laws.
asserted
it → contact → laws
It deletes images of vehicles after that time.
asserted
It → delete → time
However, in light of the circumstances it arranged for all charges to be refunded to you, totalling £37.50.
asserted
charges → arrange → 37.50
It also took steps that will hopefully make sure another rogue charge isn't taken from your account, adding your vehicle to a list of number plates that have been misread.
asserted
that → take → plates
This means camera images are manually checked by a member of staff to prevent mix-ups.
asserted
images → mean → ups