'An £8k service charge left me unable to pay bills'

Read the original at BBC News ↗
Cite

Miller, H. (2026, October 22). 'An £8k service charge left me unable to pay bills'. BBC News. https://www.bbc.co.uk/news/articles/ckr5ye6mvr33o?at_medium=RSS&at_campaign=rss

Dated from the outlet's own feed. Check the original for its byline.

BBC News · collected 2026-10-22 · by Hannah Miller

Quick Summary

Callum Maddern, a resident of Bath, saw his annual service charge increase from £1,300 to over £8,000 after Curo, a local housing association, required him to pay for maintenance work. Maddern faced financial hardship due to this sudden and significant rise in costs. Curo defended the charges by claiming it is necessary to address fire safety issues and install new windows within three years, attributing the steep increase to rising living and contract costs alongside stricter regulations on property safety.
Written locally by qwen2.5:14b on 2026-10-22, using this article's own text rather than the other coverage of the same event (that is the story summary below).

AI analysis runs on qwen2.5:14b, locally

Story summary

Curo, a Bath-based housing association, has faced criticism from leaseholders over substantial increases in service charges. Callum Maddern, a resident of Bristol, saw his annual charge surge from around £1,300 to more than £8,000 after Curo announced the need for maintenance work on fire safety and new windows. Maddern claims he struggled to pay his bills and even had issues with heating due to the steep increase. Curo maintains that they are "trying to work with residents" but has been accused of delays in negotiations. The housing association argues that increasing costs related to property safety and fire regulations necessitate these higher charges, though it does not profit from them.

Written for “Service Charge Debt Crisis” on 2026-10-22, grounded in this article and the 0 other(s) covering the same event.
Why this leaning score
The model judged this article politically coded and scored it -0.35, but none of the 5 quote(s) it offered could be found in the article text, so the score is not published.
Written under an earlier scoring contract, which gave a paragraph rather than checkable quotes. Re-analysing this article replaces it.
Leaning score withheld for article 98370: no verified evidence · logged 2026-10-22

Story

📰 Service Charge Debt Crisis
Economy/Business · 1 article(s) covering the same event.

Compared with similar articles

Nothing to compare against. No article is close enough to this one for the pipeline to have linked or judged the pair.
How this article was measured signals, leaning charts, publisher record, byline, topics and claims

Signals How these are calculated →

Claims extracted
31
sentences that state something as happening or true
Uncertain
13%
4 of 31 hedged ("reportedly", "may", "according to")
Leaning
withheld
no quote in the article backed the model's score
Publisher signals
69/100
BBC News's corrections and hedging, across everything collected from it. Not a measure of accuracy.
Outlets on this story
1
Economy/Business
Same framing elsewhere
1
articles that frame the event the way this one does
Analyzed 2026-10-22 · how these are computed

How this is being covered How these are calculated →

Article leaning vs. publisher reliability
Source leaning vs. consistency

Publisher

BBC News · 3978 article(s) · 5 correction(s) detected
Running correction rate · 5 correction(s)

Who wrote this

Hannah Miller
2 article(s) here · 1 carrying a prediction
🔮 I'd be lying in bed and I could see my breath."
2026-10-22 · assertive framing · 'An £8k service charge left me unable to pay bills'
🔮 "Quite a few people told us that we wouldn't win, but we were persistent and we got the result we wanted", he added.
2026-10-08 · assertive framing · Residents win Curo service charge legal battle
Also by Hannah Miller
Nothing else under this byline is closely related to this article, so these are simply their most recent.

Topics

Bath Bristol Curo

Subjects

Curo ORG · 8× Callum PERSON · 4× Bath GPE · 2× Snee PERSON · 2× Andrew Snee PERSON · 1× Bristol GPE · 1× Callum Maddern PERSON · 1× Ken PERSON · 1× Ken Pearson PERSON · 1×

Narrative

"The cost of living is increasing, the cost of contracts is increasing, at the same time we've got increased legislation around property safety and fire safety, which has to be a good thing but it does come at a cost," he said. "
framing: assertive · carried by 1 article(s) · first seen 2026-10-22
🔮 I'd be lying in bed and I could see my breath."
2026-10-22 · BBC News
'An £8k service charge left me unable to pay bills' · assertive framing

Claims (31 extracted, 4 hedged)

- Published A Bath-based housing association has defended the charges faced by its leaseholders, after many complained of huge bill increases to pay for maintenance. asserted
many → publish → maintenance
Callum Maddern, who lives in the city, said he saw his service charge increase six-fold to more than £8,000 per year, after Curo said vital work needed doing on his accommodation block. asserted
work → live → block
"I didn't have enough money to put the heating on," he said. asserted
he → have → heating
"I had water on my sink and coffee tables that was freezing. asserted
that → have → sink
I'd be lying in bed and I could see my breath." uncertain
I → lie → breath
Curo, which said it does not make any money from the contributions, said it is "trying to work with residents to prepare them for these bills". asserted
it → say → bills
When Callum bought his flat in 2023, the annual service charge was about £1,300 per year, and he was told there was £5,000 in what is known as a sinking fund to cover any necessary works. asserted
what → buy → works
But the following year he received a bill for £8,000, to go towards fire safety work and new windows. asserted
he → receive → work
"Originally I thought there was some kind of mistake," he said. asserted
he → think → mistake
But when he queried the charge Curo confirmed it was accurate. asserted
it → query → charge
Callum describes "constant delays" in his attempts to reach out to Curo and negotiate. asserted
Callum → describe → Curo
"They were totally uncaring," he said, adding he was told he could sell his property and pay the fee that way. uncertain
he → say → fee
Callum said he ended up selling possessions and taking out loans to pay for the work. asserted
he → say → work
And while he said he knew that, as a leaseholder, he had a responsibility to contribute towards maintenance costs, he questioned why everything suddenly had to be done in a three-year period. asserted
everything → say → period
"If new windows are needed, absolutely that must be scheduled in. asserted
that → need → ?
But to have everything in the space of three years, surely that is not a good approach," Callum added. asserted
Callum → have → years
Andrew Snee, director of housing and support at Curo, acknowledged that the way charges had been communicated could have been better, and said he wanted to apologise "if our correspondence has caused any concern or upset". uncertain
correspondence → acknowledge → concern
But Snee denied that the company could have managed the costs better, describing the situation as a "perfect storm". uncertain
company → deny → storm
"The cost of living is increasing, the cost of contracts is increasing, at the same time we've got increased legislation around property safety and fire safety, which has to be a good thing but it does come at a cost," he said. " asserted
he → increase → cost
We are being as honest and transparent as we can to deliver these costs in as caring a way as we can. asserted
we → deliver → way
Ken Pearson owns his flat in a different block elsewhere in Bath. asserted
Pearson → own → Bath
He says his sinking fund contributions dropped to £124 per year when Curo took over his building, but then increased dramatically to £1,767 when a new roof was needed. asserted
roof → say → 1,767
"We were only being prepared for the new roof when it was a matter of urgency because two flats upstairs had leaks," he said. asserted
he → prepare → leaks
"We should have paid over a longer period." asserted
We → pay → period
Ken took Curo to a tribunal over the sinking fund increases and lost his case, but now believes there needs to be a change in the law to ensure that landlords prepare leaseholders better for expected works. asserted
landlords → take → works
"Curo have failed us and need to be held to account," he said. asserted
he → fail → account
"They have not picked up that there was this financial catastrophe coming along." asserted
They → pick → ?
In response, Snee said: "I think sinking funds have been managed as well as we can in today's world with all of the pressures on costs and contracts. asserted
we → say → costs
"If you've been building a sinking fund up and decoration has taken place, that would have potentially drawn quite a lot out," he added. asserted
he → build → lot
"Then if you're looking at a roof replacement in four to five years' time, not only are you looking at paying for that you're also starting from zero." asserted
you → look → zero
The government is working on a new law that would ban the use of leasehold for most new flats, and create a new right for leaseholders to request improvements. asserted
leaseholders → work → improvements
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