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Aviva reports that laptops, phones, and bikes are frequently stolen from students, making up most of their insurance claims for theft at university. Steven Jackson, Aviva’s home product manager, advises students to keep valuables secure by locking them up or leaving expensive items at home. He also emphasizes the importance of being vigilant with personal belongings in public spaces. While car insurance is mandatory according to the Association of British Insurers (ABI), insuring other items like bikes and electronics is optional but advisable if it offers peace of mind, especially after assessing the cost of replacing lost or damaged items.
Written by the local model on 2026-09-15,
using this article's own text rather than the other coverage of the
same event (that is the story summary below).
Story summary
As students head off to university, laptops, phones, and bikes are among the most frequently stolen items according to insurer Aviva. These thefts result in the majority of student insurance claims, surpassing those from accidental damage. Steven Jackson, Aviva's home product manager, advises students to leave expensive or sentimental belongings at home, lock up valuables when out, and remain vigilant by not leaving property unattended unnecessarily. For instance, there’s no need to reserve a café table with a laptop if it will be left unwatched for extended periods. While some student accommodations might already include insurance coverage or parents' policies may extend to students, securing valuable items remains crucial as getting insurance wrong can lead to costly mistakes or even legal issues.
Written for “University Student Insurance” on 2026-09-15,
grounded in this article and the 0 other(s) covering the same event.
Why this leaning score
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question, so it has no leaning score. That is an
answer rather than a gap: a match report or a rescue can be warmly
or critically written without being left or right, and scoring it
anyway is how approval of a subject gets recorded as a political
position.
No political leaning scored for article 9648 · logged 2026-09-15
- Published
Laptops, phones and bikes are top of the shopping list for thieves as students head off to university, according to insurer Aviva.
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students → publish → Aviva
They are the items most likely to be on student insurance claims - after being stolen from digs, cars, public transport and bars and restaurants.
uncertain
They → steal → digs
But there are ways you can help keep them safe, and things to consider if you are planning to get insurance cover.
asserted
you → be → cover
Get it wrong and it can be expensive, or possibly illegal.
uncertain
it → get → ?
How to keep your stuff safe
The majority of student insurance claims are the result of theft, ahead of accidental damage, according to Aviva.
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majority → keep → Aviva
The insurer declined to say what proportion of claims resulted in payouts.
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proportion → decline → payouts
"Laptops, computers and mobile phones play a vital role in student life, but they can also be attractive targets for opportunistic thieves due to their value and portability," said Steven Jackson, its home product manager.
asserted
Jackson → play → value
His advice includes:
Leaving really expensive and sentimental belongings back at home
Locking up valuables and keeping them out of sight when you're out
Staying vigilant - do you really need to leave your bag or laptop to reserve a café table or a spot in the library?
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you → include → library
It is entirely the choice of an individual as to whether it is worth insuring belongings while off at university or college.
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it → insure → university
Car insurance is compulsory, says the Association of British Insurers (ABI), but you can choose whether it's worth insuring your bike or other items.
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it → say → bike
How to make sure you've got the correct cover
First, the ABI suggests checking if you are covered already.
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you → make → cover
Some student halls might already include insurance, or your parents' policy might extend to you.
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policy → include → you
This type of policy covers the cost of replacing or repairing your possessions if they are damaged, destroyed or stolen - giving you peace of mind that you're protected should something go wrong," the ABI said.
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ABI → cover → mind
You must check how much you're covered for and whether it's enough to replace everything, including the maximum value of a claim on a single item.
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it → check → item
You can do this by creating an inventory of all of your contents, including clothes, electronics and furniture, and adding up the cost of replacing each item.
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You → do → item
You might need to pay extra to cover a nice bike, or to cover items that you take out and about with you rather than leave in your accommodation.
And, if you're driving, make sure your insurer knows the car is kept somewhere new.
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car → need → accommodation
If it is your parents' car and you are now the main driver, you have to inform the insurer.
asserted
you → have → insurer
It's illegal if you don't.
asserted
you → do → ?
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