The next Canada Child Benefit (CCB) payments are set to go out next week on Oct. 20.
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payments → set → Oct.
The tax-free monthly payment from the Canada Revenue Agency helps millions of families across the country with the cost of raising kids.
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payment → help → kids
Here’s what you need to know about the benefit, including who qualifies, how much you could receive and when payments are issued.
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payments → ’ → much
To be eligible for the Canada Child Benefit, you need to live with a child under 18 and be primarily responsible for their care and upbringing, including supervising their daily activities, and attending to their health and child care needs.
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you → need → needs
You or your spouse or common-law partner also needs to be a Canadian citizen, permanent resident, protected person, eligible temporary resident or registered under the Indian Act.
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You → need → Act
Temporary residents generally must have lived in Canada for the previous 18 months and hold a valid permit in the 19th month.
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residents → live → month
For parents who share custody, each typically receives 50 per cent of what they would receive with full custody, calculated based on their respective family incomes.
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they → share → incomes
How much money can you receive?
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you → receive → money
Your payment depends on your adjusted family net income from your previous year’s tax return, the number of children in your care and their ages.
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payment → depend → care
Payments are recalculated every July.
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Payments → recalculate → ?
For payments from July 2026 through June 2027, the CRA uses adjusted family net income reported for 2025.
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CRA → use → 2025
Benefit amounts are recalculated each July.
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amounts → recalculate → ?
Families with adjusted net income below $38,237 receive the maximum benefit for each eligible child.
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Families → adjust → child
Payments gradually decrease as income rises, with further reductions for families earning more than $82,847.
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income → decrease → 82,847
The CCB increased in July, with maximum annual payments rising by $160 for children under six and $135 for children aged 6 to 17.
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payments → increase → children
For the July 2026 to June 2027 period, eligible families can receive up to an additional $3,480 per year or $290 per month for each child.
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families → receive → child
The CRA automatically calculates this payment and adds it to the CCB payment.
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CRA → calculate → payment
How do you apply?
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you → apply → ?
You should apply for the CCB as soon as you or your spouse or common-law partner meet the eligibility criteria and any of the following occurs: your child is born, a child begins to live with you or returns to live with you, you gain custody or a child or your shared custody arrangement changes.
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arrangement → apply → custody
New parents in most provinces and territories, including Ontario, can apply for the CCB when registering their newborn’s birth using the Automated Benefits Application.
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parents → include → Application
You can also apply online through your CRA account or by mail using Form RC66, Canada Child Benefits Application.
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You → apply → Form
Applicants using a CRA account or applying by mail may also have to provide proof of the child’s birth if the CRA has never previously paid benefits for that child.
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CRA → use → child
To continue receiving the CCB, you and your spouse or common-law partner, if applicable, must file a tax return every year, even if one or both of you had no income.
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one → continue → income
How do you receive payment?
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you → receive → payment
CCB payments can be deposited directly into a bank account or sent by cheque.
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payments → deposit → cheque
The CRA recommends direct deposit as the fastest way to receive benefit payments.
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CRA → recommend → payments
People who already receive CRA payments by direct deposit will generally receive the CCB the same way.
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who → receive → CCB
If a direct deposit cannot be completed, the CRA says it will mail a cheque instead.
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it → complete → cheque
Recipients can check their upcoming payment date, payment amount and payment status through their CRA account.
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Recipients → check → account
If your total CCB entitlement for the year is less than $240, the CRA does not issue monthly payments.
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CRA → issue → payments
Instead, the amount is paid as one lump sum in July.
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amount → pay → July
How often does the payment go out?
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payment → go → ?
CCB payments are generally issued once a month.
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payments → issue → ?
The next payment is scheduled for Tuesday, Oct. 20.
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payment → schedule → Tuesday
The remaining 2026 payments are scheduled for Nov. 20 and Dec. 11.
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payments → remain → Nov.
While payments often fall on the 20th of the month, dates can shift when the usual payment date falls on a weekend or holiday.
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date → fall → weekend
In 2026, for example, the June and September payments were issued early, while the December payment is scheduled for Dec. 11.
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payment → issue → Dec.
If a payment does not arrive on the scheduled date, the CRA advises recipients to wait five working days before contacting the agency.
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CRA → arrive → agency