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Best travel insurance companies for 2026

Read the original at CBS News ↗
Cite

Leicht, A., & Richardson, M. (2026, November 2). Best travel insurance companies for 2026. CBS News. https://www.cbsnews.com/moneywatch/insurance/travel/

Dated from the outlet's own feed. Check the original for its byline.

CBS News · collected 2026-11-02 · by Angelica Leicht, Matt Richardson

Quick Summary

The article evaluates the best travel insurance companies for 2026, focusing on factors like coverage limits and flexibility rather than just cost. According to SquareMouth, comprehensive policies average $482, representing about 6.6% of the insured trip cost. Travel Guard is identified as the top overall provider due to its Deluxe plan's extensive benefits, including robust medical and emergency evacuation coverage up to $1 million, and unique features like Trip Saver for flight disruptions.
Written by AI on 2026-11-02, from this article's own text only (the story summary below draws on all the coverage).

AI analysis

Story summary

Travel insurance policies cost an average of $482 between September 29 and October 29, 2026, according to SquareMouth, which is about 6.6% of the average insured trip cost. CBSNews has reviewed major travel insurance providers based on coverage limits, exclusions, optional benefits, reimbursement rules, policy flexibility, and types of travelers served. Travel Guard was named as the best overall provider for its comprehensive coverage, including trip cancellation up to $150,000, trip interruption up to $225,000, emergency medical up to $150,000, and more. Other providers like Allianz Travel Insurance, SquareMouth, Travelex Insurance, and Travel Insured International were also highlighted for specific strengths such as emergency medical coverage or family travel benefits.

Written for “Travel Insurance Companies Ranked” on 2026-11-03, grounded in this article and the 0 other(s) covering the same event.
Why this leaning score
This article does not take a side on a contested political question, so it has no leaning score. That is an answer rather than a gap: a match report or a rescue can be warmly or critically written without being left or right, and scoring it anyway is how approval of a subject gets recorded as a political position.
No political leaning scored for article 123939 · logged 2026-11-02

Story

📰 Travel Insurance Companies Ranked
Other · 1 article(s) covering the same event.

Compared with similar articles

Nothing to compare against. No article is close enough to this one for the pipeline to have linked or judged the pair.
How this article was measured signals, leaning charts, publisher record, byline, topics and claims

Signals How these are calculated →

Claims extracted
123
sentences that state something as happening or true
Uncertain
19%
23 of 123 hedged ("reportedly", "may", "according to")
Leaning
not political
takes no side on a contested political question
Publisher signals
66/100
CBS News's corrections and hedging, across everything collected from it. Not a measure of accuracy.
Outlets on this story
1
Other
Same framing elsewhere
1
articles that frame the event the way this one does
Analyzed 2026-11-02 · how these are computed

How this is being covered How these are calculated →

Article leaning vs. publisher reliability
Source leaning vs. consistency

Publisher

CBS News · 4442 article(s) · 6 correction(s) detected
Running correction rate · 6 correction(s)

Who wrote this

Angelica Leicht
19 article(s) here · 1 carrying a prediction
🔮 Travel Insured International: Best for emergency medical coverage Because travel insurance prices depend heavily on travelers' ages, destination, trip length, insured trip cost and coverage selections, we've focused on verified policy benefits rather than company-specific average premiums that may not reflect what an individual traveler would actually pay.
2026-11-02 · assertive framing · Best travel insurance companies for 2026
🔮 The calls and letters demanding payment may become more frequent, the language can become more urgent and the consequences of not paying can be harder to gauge.
🔮 While transferring a balance to a lower-rate card or consolidating debt with a personal loan may help, those approaches aren't necessarily accessible to everyone.
🔮 You have to estimate how much you'll spend, how long your savings may need to last and what kind of returns your investments could generate along the way.
2026-10-08 · mixed framing · How inflation can change your retirement plan
🔮 With pet insurance helping cover eligible expenses after deductibles and reimbursement requirements are met, owners may feel more comfortable pursuing advanced treatment options.
🔮 In certain circumstances, temporarily scaling back the extra payments could leave you in a better financial position instead.
🔮 In certain cases, you may need to demonstrate that you're experiencing financial hardship and unable to pay your debts as agreed as part of the debt relief enrollment process.
2026-10-01 · assertive framing · How do you qualify for credit card debt consolidation?
🔮 The debt consolidation loans outlined below could be a good place to start.
2026-10-01 · assertive framing · Best debt consolidation loans borrowers should know now
🔮 That pullback could make gold look more appealing to investors who have been waiting for prices to come down before buying in.
🔮 And, when a hefty portion of your payment is absorbed by high-rate interest charges, you may send hundreds of dollars to your creditors without seeing your balances fall by nearly as much.
Also by Angelica Leicht
Nothing else under this byline is closely related to this article, so these are simply their most recent.
All 19 articles by Angelica Leicht →
Matt Richardson
8 article(s) here · 1 carrying a prediction
🔮 Travel Insured International: Best for emergency medical coverage Because travel insurance prices depend heavily on travelers' ages, destination, trip length, insured trip cost and coverage selections, we've focused on verified policy benefits rather than company-specific average premiums that may not reflect what an individual traveler would actually pay.
2026-11-02 · assertive framing · Best travel insurance companies for 2026
🔮 Now at a range between 3.75% and 4.00%, a new, higher federal funds rate is expected to lead to even higher rates for savers than they've already been accustomed to in recent years.
2026-09-17 · mixed framing · 3 savings moves to make post-Fed rate hike
🔮 A higher rate from the central bank will inevitably lead to higher rates on borrowing products and select savings accounts.
🔮 And the hike could be the first of a series instead of an anomaly, especially if unemployment remains steady and inflation continues to tick up.
🔮 For the first time since July, the Federal Reserve will meet this week to determine the future of interest rate policy in the United States.
🔮 With approximately that's considered borrowable, according to a report released earlier this year, homeowners in need of extra financing this September may increasingly find themselves turning to as a viable option.
🔮 And that remarkable growth could easily continue in the weeks and months ahead, especially .
2026-09-14 · mixed framing · What is the price of silver today?
🔮 According to the CME Group's FedWatch tool, there's a significant chance that the central bank will increase its benchmark interest rate by 25 basis points to a range between 3.75% and 4.00%.
Also by Matt Richardson
Nothing else under this byline is closely related to this article, so these are simply their most recent.
All 8 articles by Matt Richardson →

Topics

Allianz Travel Insurance Deluxe SquareMouth Travel Guard Travelex Insurance

Subjects

Allianz Travel Insurance ORG · 2× Travel Guard ORG · 2× AllTrips Premier ORG · 1× Allianz ORG · 1× Deluxe ORG · 1× SquareMouth ORG · 1× Travel Insured International ORG · 1× Travelex Insurance ORG · 1×

Narrative

Travel Guard: Best overall Plan reviewed: Deluxe Key coverage - Trip cancellation: 100% of insured trip cost, up to $150,000 - Trip interruption: 150% of insured trip cost, up to $225,000 - Trip delay: Up to $1,000 after more than five hours - Emergency medical: Up to $150,000 - Emergency evacuation: Up to $1 million - Baggage loss or damage: Up to $2,500 - Baggage delay: Up to $500 after more than 12 hours Travel Guard earns our best overall designation because its Deluxe plan combines substantial coverage limits with benefits addressing a wide range of potential travel disruptions.
framing: assertive · carried by 1 article(s) · first seen 2026-11-02
🔮 Travel Insured International: Best for emergency medical coverage Because travel insurance prices depend heavily on travelers' ages, destination, trip length, insured trip cost and coverage selections, we've focused on verified policy benefits rather than company-specific average premiums that may not reflect what an individual traveler would actually pay.
2026-11-02 · CBS News
Best travel insurance companies for 2026 · assertive framing

Claims (123 extracted, 23 hedged)

Travel insurance can protect the money you've invested in a trip, whether an unexpected illness forces you to cancel, a flight delay leaves you stranded or a medical emergency occurs overseas. asserted
emergency → protect → you
But that protection comes at a cost. asserted
protection → come → cost
Comprehensive travel insurance policies cost an average of $482 between September 29 and October 29, 2026, according to travel insurance marketplace SquareMouth, representing about 6.6% of the average insured trip cost. uncertain
policies → cost → cost
Finding the best travel insurance isn't necessarily about choosing the cheapest policy, though. asserted
Finding → find → policy
Coverage limits, exclusions, optional benefits and reimbursement rules can vary substantially between insurers. asserted
limits → vary → insurers
We reviewed major travel insurance providers based on those factors, along with policy flexibility and the types of travelers each company serves, to identify the best travel insurance companies of 2026. asserted
company → review → 2026
Best travel insurance companies compared asserted
companies → compare → ?
The best travel insurance companies offer different advantages depending on your travel plans. asserted
companies → offer → plans
An accurate travel insurance comparison accounts for multiple factors. asserted
comparison → account → factors
Some provide particularly strong medical and evacuation benefits, while others stand out for family coverage, flexible cancellation options or protection across multiple trips. asserted
others → provide → trips
Our top travel insurance companies for 2026 are: - Travel Guard: Best overall - Allianz Travel Insurance: Best for annual coverage - Seven Corners: Best for cancel-for-any-reason coverage - Travelex Insurance: Best for families - asserted
companies → cancel → families
Travel Insured International: Best for emergency medical coverage Because travel insurance prices depend heavily on travelers' ages, destination, trip length, insured trip cost and coverage selections, we've focused on verified policy benefits rather than company-specific average premiums that may not reflect what an individual traveler would actually pay. uncertain
traveler → depend → what
Travel Guard: Best overall Plan reviewed: Deluxe Key coverage - Trip cancellation: 100% of insured trip cost, up to $150,000 - Trip interruption: 150% of insured trip cost, up to $225,000 - Trip delay: Up to $1,000 after more than five hours - Emergency medical: Up to $150,000 - Emergency evacuation: Up to $1 million - Baggage loss or damage: Up to $2,500 - Baggage delay: Up to $500 after more than 12 hours Travel Guard earns our best overall designation because its Deluxe plan combines substantial coverage limits with benefits addressing a wide range of potential travel disruptions. asserted
plan → review → disruptions
In addition to traditional cancellation and interruption protection, the plan includes medical coverage, emergency evacuation benefits and reimbursement for certain travel inconveniences. asserted
plan → include → inconveniences
One particularly useful feature is its Trip Saver benefit, which provides up to $2,500 when certain flight disruptions interfere with departure. asserted
disruptions → provide → departure
The plan also includes family coverage, allowing one eligible child age 17 or younger to be included in the rate for each paying adult, subject to restrictions. asserted
child → include → restrictions
These features make it a versatile option for international vacations, expensive trips and family travel. asserted
it → make → vacations
Eligible children may be included without an additional base-plan premium Cons uncertain
children → include → premium
- Higher levels of coverage can increase the premium asserted
levels → increase → premium
Some benefits have waiting periods, daily maximums or other restrictions - asserted
benefits → have → periods
Not every travel inconvenience qualifies for reimbursement asserted
inconvenience → qualify → reimbursement
Emergency medical: Up to $50,000 - Emergency evacuation: Up to $500,000 - Baggage loss or damage: Up to $2,000 - Baggage delay: Up to $2,000 after 12 hours Buying a separate travel insurance policy for every vacation can become inconvenient, particularly for people who travel frequently. asserted
who → buy → people
Allianz addresses that issue with its AllTrips lineup, which provides coverage for multiple qualifying trips during a 12-month period. asserted
which → address → period
Its AllTrips Premier plan stands out because it combines annual protection with several levels of trip cancellation and interruption coverage. asserted
it → stand → coverage
It also offers emergency medical benefits, baggage protection and rental car coverage in eligible states. asserted
It → offer → states
Households can insure multiple family members under one policy, although trip cancellation and interruption limits are shared at the policy level rather than applying separately to each traveler. asserted
limits → insure → traveler
Pros - Covers multiple qualifying trips under one annual policy - Several trip cancellation coverage tiers - Household coverage available - Includes medical, evacuation and baggage benefits Cons - Trips lasting longer than 90 days aren't covered - asserted
Trips → cover → longer
Cancellation and interruption limits apply per policy, per year - asserted
limits → apply → year
Rental car protection isn't available to residents of certain states Seven Corners: Best for cancel-for-any-reason coverage Plan reviewed: Trip Protection Choice Key coverage - Trip cancellation: 100% of insured trip cost, up to $100,000 per person - asserted
protection → cancel → person
Baggage loss or damage: Up to $2,500 - CFAR: Up to 75% of eligible nonrefundable trip costs Standard travel insurance only reimburses cancellations for reasons specifically covered by the policy. asserted
insurance → reimburse → policy
Seven Corners offers additional flexibility through its optional cancel-for-any-reason (CFAR) coverage, which can reimburse up to 75% of eligible nonrefundable expenses when travelers cancel for reasons that wouldn't otherwise qualify. asserted
that → offer → reasons
That flexibility can be particularly valuable for expensive vacations or travelers concerned about changing plans. asserted
flexibility → concern → plans
However, the benefit must generally be purchased within 20 days of the initial trip deposit, and other conditions apply. asserted
conditions → purchase → deposit
Seven Corners also offers optional interruption-for-any-reason coverage, along with substantial medical and evacuation benefits through its Trip Protection Choice plan. asserted
Corners → offer → plan
Pros - CFAR coverage can reimburse up to 75% of eligible costs - asserted
coverage → reimburse → costs
Cons - CFAR requires an additional premium and timely purchase - asserted
CFAR → require → premium
Availability varies by state - asserted
Availability → vary → state
Certain destinations may be excluded uncertain
destinations → exclude → ?
Travelex Insurance: Best for families Plan reviewed: Ultimate Key coverage - Trip cancellation: 100% of insured trip cost, up to $50,000 - Trip interruption: 150% of insured trip cost, up to $75,000 - Trip delay: Up to $2,000 - Emergency medical: Up to $250,000 - Emergency evacuation: Up to $1 million - Baggage loss or damage: Up to $2,000 - Optional upgrades: CFAR, additional medical coverage and more Travel insurance costs can add up quickly when multiple family members need coverage. asserted
members → review → coverage
Travelex's Ultimate plan addresses that concern by including eligible children age 17 and younger in the base-plan pricing at no additional charge. asserted
plan → address → charge
…and 83 more, not listed.
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